The stock price of TransUnion (NYSE: TRU) has dropped by -0.06 compared to previous close of 90.20. Despite this, the company has seen a fall of -2.76% in its stock price over the last five trading days. pymnts.com reported 2025-01-08 that TransUnion says it plans to acquire British credit prequalification/distribution platform Monevo. The credit reporting agency announced the deal Wednesday (Jan. 8), noting that it already owned 30% of Monevo’s equity after purchasing a minority stake in 2021.
Is It Worth Investing in TransUnion (NYSE: TRU) Right Now?
The price-to-earnings ratio for TransUnion (NYSE: TRU) is above average at 78.75x, Company’s 36-month beta value is 1.62.Analysts have differing opinions on the stock, with 10 analysts rating it as a “buy,” 4 as “overweight,” 5 as “hold,” and 0 as “sell.”
The public float for TRU is 193.89M, and currently, short sellers hold a 2.15% ratio of that floaft. The average trading volume of TRU on January 10, 2025 was 1.49M shares.
TRU’s Market Performance
TRU’s stock has seen a -2.76% decrease for the week, with a -9.55% drop in the past month and a -15.07% fall in the past quarter. The volatility ratio for the week is 2.51%, and the volatility levels for the past 30 days are at 2.75% for TransUnion The simple moving average for the last 20 days is -4.88% for TRU’s stock, with a simple moving average of 1.72% for the last 200 days.
Analysts’ Opinion of TRU
Many brokerage firms have already submitted their reports for TRU stocks, with Wolfe Research repeating the rating for TRU by listing it as a “Outperform.” The predicted price for TRU in the upcoming period, according to Wolfe Research is $130 based on the research report published on October 10, 2024 of the previous year 2024.
UBS, on the other hand, stated in their research note that they expect to see TRU reach a price target of $110. The rating they have provided for TRU stocks is “Neutral” according to the report published on October 01st, 2024.
TRU Trading at -8.42% from the 50-Day Moving Average
After a stumble in the market that brought TRU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -20.34% of loss for the given period.
Volatility was left at 2.75%, however, over the last 30 days, the volatility rate increased by 2.51%, as shares sank -8.19% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -12.97% lower at present.
During the last 5 trading sessions, TRU fell by -2.76%, which changed the moving average for the period of 200-days by +12.69% in comparison to the 20-day moving average, which settled at $94.78. In addition, TransUnion saw -2.76% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at TRU starting from CHAOUKI STEVEN M, who sale 1,000 shares at the price of $93.60 back on Jan 02 ’25. After this action, CHAOUKI STEVEN M now owns 59,488 shares of TransUnion, valued at $93,600 using the latest closing price.
CHAOUKI STEVEN M, the Officer of TransUnion, proposed sale 1,000 shares at $93.60 during a trade that took place back on Jan 02 ’25, which means that CHAOUKI STEVEN M is holding shares at $93,600 based on the most recent closing price.
Stock Fundamentals for TRU
Current profitability levels for the company are sitting at:
- 0.17 for the present operating margin
- 0.5 for the gross margin
The net margin for TransUnion stands at 0.05. The total capital return value is set at 0.07. Equity return is now at value 5.45, with 2.02 for asset returns.
Based on TransUnion (TRU), the company’s capital structure generated 0.55 points at debt to capital in total, while cash flow to debt ratio is standing at 0.15. The debt to equity ratio resting at 1.23. The interest coverage ratio of the stock is 2.53.
Currently, EBITDA for the company is 667.3 million with net debt to EBITDA at 3.85. When we switch over and look at the enterprise to sales, we see a ratio of 5.41. The receivables turnover for the company is 5.14for trailing twelve months and the total asset turnover is 0.37. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.68.
Conclusion
In a nutshell, TransUnion (TRU) has experienced a bad performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
