In the past week, UBSI stock has gone down by -1.68%, with a monthly decline of -11.44% and a quarterly surge of 2.81%. The volatility ratio for the week is 2.78%, and the volatility levels for the last 30 days are 2.54% for United Bankshares, Inc The simple moving average for the past 20 days is -4.36% for UBSI’s stock, with a 1.67% simple moving average for the past 200 days.
Is It Worth Investing in United Bankshares, Inc (NASDAQ: UBSI) Right Now?
United Bankshares, Inc (NASDAQ: UBSI) has a higher price-to-earnings ratio of 13.98x compared to its average ratio, The 36-month beta value for UBSI is at 1.05. Analysts have varying views on the stock, with 0 analysts rating it as a “buy,” 1 rating it as “overweight,” 4 as “hold,” and 0 as “sell.”
The public float for UBSI is 132.19M, and currently, shorts hold a 2.13% of that float. The average trading volume for UBSI on January 09, 2025 was 528.05K shares.
UBSI) stock’s latest price update
United Bankshares, Inc (NASDAQ: UBSI)’s stock price has plunge by 0.30relation to previous closing price of 36.81. Nevertheless, the company has seen a -1.68% plunge in its stock price over the last five trading sessions. seekingalpha.com reported 2025-01-02 that United Bankshares has a market cap of $5 billion, with assets of $29.8 billion and a loan portfolio valued at $21.3 billion. UBSI offers a forward dividend yield of 3.91%, appealing to income-oriented investors, despite modest total returns over the years. Current shareholders may want to consider adding now, but new investors who are not interested in the dividend might find better opportunities elsewhere.
Analysts’ Opinion of UBSI
Many brokerage firms have already submitted their reports for UBSI stocks, with Stephens repeating the rating for UBSI by listing it as a “Equal-Weight.” The predicted price for UBSI in the upcoming period, according to Stephens is $32 based on the research report published on April 04, 2023 of the previous year 2023.
Raymond James, on the other hand, stated in their research note that they expect to see UBSI reach a price target of $44. The rating they have provided for UBSI stocks is “Outperform” according to the report published on December 21st, 2022.
Piper Sandler gave a rating of “Neutral” to UBSI, setting the target price at $45 in the report published on December 05th of the previous year.
UBSI Trading at -7.98% from the 50-Day Moving Average
After a stumble in the market that brought UBSI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -16.90% of loss for the given period.
Volatility was left at 2.54%, however, over the last 30 days, the volatility rate increased by 2.78%, as shares sank -10.71% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -0.46% lower at present.
During the last 5 trading sessions, UBSI fell by -1.68%, which changed the moving average for the period of 200-days by +8.40% in comparison to the 20-day moving average, which settled at $38.60. In addition, United Bankshares, Inc saw -1.68% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UBSI starting from NESSELROAD MARK R, who sale 6,000 shares at the price of $39.16 back on Dec 18 ’24. After this action, NESSELROAD MARK R now owns 35,424 shares of United Bankshares, Inc, valued at $234,965 using the latest closing price.
NESSELROAD MARK R, the Member of immediate family of of United Bankshares, Inc, proposed sale 6,000 shares at $40.05 during a trade that took place back on Dec 18 ’24, which means that NESSELROAD MARK R is holding shares at $240,300 based on the most recent closing price.
Stock Fundamentals for UBSI
Current profitability levels for the company are sitting at:
- -0.06 for the present operating margin
- 1.0 for the gross margin
The net margin for United Bankshares, Inc stands at 0.23. The total capital return value is set at -0.0. Equity return is now at value 7.43, with 1.21 for asset returns.
Based on United Bankshares, Inc (UBSI), the company’s capital structure generated 0.1 points at debt to capital in total, while cash flow to debt ratio is standing at 0.82. The debt to equity ratio resting at 0.11. The interest coverage ratio of the stock is -0.17.
When we switch over and look at the enterprise to sales, we see a ratio of 3.39. The receivables turnover for the company is 14.71for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.15.
Conclusion
In conclusion, United Bankshares, Inc (UBSI) has had a bad performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
