PayPal Holdings Inc (PYPL) Beta Value: Understanding the Market Risk

The price-to-earnings ratio for PayPal Holdings Inc (NASDAQ: PYPL) is above average at 20.39x. The 36-month beta value for PYPL is also noteworthy at 1.44. There are mixed opinions on the stock, with 18 analysts rating it as a “buy,” 8 rating it as “overweight,” 22 rating it as “hold,” and 0 rating it as “sell.”

The public float for PYPL is 998.94M, and at present, short sellers hold a 2.53% of that float. The average trading volume of PYPL on December 30, 2024 was 9.33M shares.

PYPL) stock’s latest price update

PayPal Holdings Inc (NASDAQ: PYPL)’s stock price has plunge by -1.76relation to previous closing price of 86.86. Nevertheless, the company has seen a -2.06% plunge in its stock price over the last five trading sessions. globenewswire.com reported 2024-12-30 that Eglė Eidimtaitė, Head of Investment at Tesonet, has become the first Lithuanian to join PayPal’s Customer Advisory Board. The board, which is composed of high-value enterprise merchants, was established by PayPal to facilitate the development of personalized solutions, upgrade products, and improve customer experience.

PYPL’s Market Performance

PYPL’s stock has fallen by -2.06% in the past week, with a monthly drop of -1.43% and a quarterly rise of 9.36%. The volatility ratio for the week is 2.25% while the volatility levels for the last 30 days are 2.63% for PayPal Holdings Inc The simple moving average for the last 20 days is -3.41% for PYPL stock, with a simple moving average of 19.89% for the last 200 days.

Analysts’ Opinion of PYPL

Many brokerage firms have already submitted their reports for PYPL stocks, with Macquarie repeating the rating for PYPL by listing it as a “Outperform.” The predicted price for PYPL in the upcoming period, according to Macquarie is $115 based on the research report published on December 17, 2024 of the current year 2024.

Wolfe Research, on the other hand, stated in their research note that they expect to see PYPL reach a price target of $107. The rating they have provided for PYPL stocks is “Outperform” according to the report published on December 13th, 2024.

BofA Securities gave a rating of “Buy” to PYPL, setting the target price at $103 in the report published on December 09th of the current year.

PYPL Trading at 0.15% from the 50-Day Moving Average

After a stumble in the market that brought PYPL to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -8.89% of loss for the given period.

Volatility was left at 2.63%, however, over the last 30 days, the volatility rate increased by 2.25%, as shares sank -2.00% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +6.53% upper at present.

During the last 5 trading sessions, PYPL fell by -2.41%, which changed the moving average for the period of 200-days by +34.97% in comparison to the 20-day moving average, which settled at $88.33. In addition, PayPal Holdings Inc saw 38.96% in overturn over a single year, with a tendency to cut further gains.

Insider Trading

Reports are indicating that there were more than several insider trading activities at PYPL starting from MESSEMER DEBORAH M., who sale 4,422 shares at the price of $61.65 back on May 24 ’24. After this action, MESSEMER DEBORAH M. now owns 13,976 shares of PayPal Holdings Inc, valued at $272,616 using the latest closing price.

Keller Frank, the SVP, GM, Lg Ent & Mer Plat. of PayPal Holdings Inc, sale 7,686 shares at $60.64 during a trade that took place back on Mar 01 ’24, which means that Keller Frank is holding 23,430 shares at $466,077 based on the most recent closing price.

Stock Fundamentals for PYPL

Current profitability levels for the company are sitting at:

  • 0.19 for the present operating margin
  • 0.43 for the gross margin

The net margin for PayPal Holdings Inc stands at 0.14. The total capital return value is set at 0.18. Equity return is now at value 22.19, with 5.54 for asset returns.

Based on PayPal Holdings Inc (PYPL), the company’s capital structure generated 0.33 points at debt to capital in total, while cash flow to debt ratio is standing at 0.77. The debt to equity ratio resting at 0.49. The interest coverage ratio of the stock is 15.9.

Currently, EBITDA for the company is 6.83 billion with net debt to EBITDA at 0.41. When we switch over and look at the enterprise to sales, we see a ratio of 2.81. The receivables turnover for the company is 0.67for trailing twelve months and the total asset turnover is 0.38. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.25.

Conclusion

In summary, PayPal Holdings Inc (PYPL) has had a mixed performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.

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