TransUnion (TRU) Stock: Evaluating the Market Performance

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The price-to-earnings ratio for TransUnion (NYSE: TRU) is 83.99x, which is above its average ratio. Moreover, the 36-month beta value for TRU is 1.61. Analysts have varying opinions on the stock, with 10 analysts rating it as a “buy,” 4 as “overweight,” 5 as “hold,” and 0 as “sell.”

The public float for TRU is 193.89M and currently, short sellers hold a 2.00% of that float. On December 25, 2024, TRU’s average trading volume was 1.50M shares.

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TRU) stock’s latest price update

TransUnion (NYSE: TRU)’s stock price has gone rise by 1.26 in comparison to its previous close of 94.34, however, the company has experienced a -2.14% decrease in its stock price over the last five trading days. seekingalpha.com reported 2024-12-20 that TransUnion’s Q3’24 results exceeded expectations with 12% revenue growth and a 14% EPS increase, driven by strong U.S. performance and strategic product innovations. The company’s transformation program and technology modernization efforts are expected to drive cost savings, operational efficiencies, and long-term profitability through 2025 and beyond. Despite risks like economic uncertainty and leverage concerns, favorable macroeconomic conditions and increasing demand for credit services support a positive outlook.

TRU’s Market Performance

TransUnion (TRU) has experienced a -2.14% fall in stock performance for the past week, with a -3.01% drop in the past month, and a -7.28% drop in the past quarter. The volatility ratio for the week is 3.49%, and the volatility levels for the past 30 days are at 2.64% for TRU. The simple moving average for the past 20 days is -2.75% for TRU’s stock, with a 8.52% simple moving average for the past 200 days.

Analysts’ Opinion of TRU

Many brokerage firms have already submitted their reports for TRU stocks, with Wolfe Research repeating the rating for TRU by listing it as a “Outperform.” The predicted price for TRU in the upcoming period, according to Wolfe Research is $130 based on the research report published on October 10, 2024 of the current year 2024.

UBS, on the other hand, stated in their research note that they expect to see TRU reach a price target of $110. The rating they have provided for TRU stocks is “Neutral” according to the report published on October 01st, 2024.

TRU Trading at -5.47% from the 50-Day Moving Average

After a stumble in the market that brought TRU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -15.59% of loss for the given period.

Volatility was left at 2.64%, however, over the last 30 days, the volatility rate increased by 3.49%, as shares sank -6.69% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -10.64% lower at present.

During the last 5 trading sessions, TRU fell by -2.77%, which changed the moving average for the period of 200-days by +19.74% in comparison to the 20-day moving average, which settled at $98.20. In addition, TransUnion saw 39.94% in overturn over a single year, with a tendency to cut further gains.

Insider Trading

Reports are indicating that there were more than several insider trading activities at TRU starting from CHAOUKI STEVEN M, who sale 1,500 shares at the price of $100.73 back on Dec 02 ’24. After this action, CHAOUKI STEVEN M now owns 60,488 shares of TransUnion, valued at $151,095 using the latest closing price.

Skinner Todd C., the President, International of TransUnion, sale 3,090 shares at $101.48 during a trade that took place back on Nov 29 ’24, which means that Skinner Todd C. is holding 24,333 shares at $313,573 based on the most recent closing price.

Stock Fundamentals for TRU

Current profitability levels for the company are sitting at:

  • 0.17 for the present operating margin
  • 0.5 for the gross margin

The net margin for TransUnion stands at 0.05. The total capital return value is set at 0.07. Equity return is now at value 5.45, with 2.02 for asset returns.

Based on TransUnion (TRU), the company’s capital structure generated 0.55 points at debt to capital in total, while cash flow to debt ratio is standing at 0.15. The debt to equity ratio resting at 1.23. The interest coverage ratio of the stock is 2.53.

Currently, EBITDA for the company is 667.3 million with net debt to EBITDA at 3.85. When we switch over and look at the enterprise to sales, we see a ratio of 5.67. The receivables turnover for the company is 5.14for trailing twelve months and the total asset turnover is 0.37. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.68.

Conclusion

To wrap up, the performance of TransUnion (TRU) has been mixed in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.

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