Citizens, Inc. (CIA) Stock: Analyzing the Market Value

Citizens, Inc. (NYSE: CIA) has a higher price-to-earnings ratio of 4.74x compared to its average ratio, The 36-month beta value for CIA is at 0.14. Analysts have varying views on the stock, with 0 analysts rating it as a “buy,” 0 rating it as “overweight,” 0 as “hold,” and 0 as “sell.”

The public float for CIA is 44.76M, and currently, shorts hold a 9.46% of that float. The average trading volume for CIA on May 07, 2024 was 58.55K shares.

CIA) stock’s latest price update

Citizens, Inc. (NYSE: CIA)’s stock price has gone rise by 9.48 in comparison to its previous close of 2.11, however, the company has experienced a 5.96% increase in its stock price over the last five trading days. Newsfile Corp reported 2024-04-02 that Emerging Growth Virtual Conference on April 4, 2024 Singular Research “Spring Select” Virtual Conference on May 22, 2024 Austin, Texas–(Newsfile Corp. – April 2, 2024) –   Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today announced management’s plan for participation in upcoming investor conferences. Emerging Growth Virtual Conference on April 4, 2024 Citizens plans to present at the Emerging Growth Virtual Conference on April 4 at 11:25 ET.

CIA’s Market Performance

CIA’s stock has risen by 5.96% in the past week, with a monthly rise of 7.44% and a quarterly drop of -18.37%. The volatility ratio for the week is 7.91% while the volatility levels for the last 30 days are 7.05% for Citizens, Inc. The simple moving average for the past 20 days is 11.81% for CIA’s stock, with a -16.80% simple moving average for the past 200 days.

Analysts’ Opinion of CIA

Many brokerage firms have already submitted their reports for CIA stocks, with KeyBanc Capital Mkts repeating the rating for CIA by listing it as a “Buy.” The predicted price for CIA in the upcoming period, according to KeyBanc Capital Mkts is $8.50 based on the research report published on April 10, 2008 of the previous year 2008.

Oppenheimer, on the other hand, stated in their research note that they expect to see CIA reach a price target of $6.50. The rating they have provided for CIA stocks is “Buy” according to the report published on January 11th, 2008.

CIA Trading at 3.91% from the 50-Day Moving Average

After a stumble in the market that brought CIA to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -37.40% of loss for the given period.

Volatility was left at 7.05%, however, over the last 30 days, the volatility rate increased by 7.91%, as shares surge +8.96% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -14.44% lower at present.

During the last 5 trading sessions, CIA rose by +5.96%, which changed the moving average for the period of 200-days by -12.83% in comparison to the 20-day moving average, which settled at $2.08. In addition, Citizens, Inc. saw -14.13% in overturn over a single year, with a tendency to cut further losses.

Insider Trading

Reports are indicating that there were more than several insider trading activities at CIA starting from MANESS TERRY SAM, who purchase 1,000 shares at the price of $2.14 back on Apr 05 ’24. After this action, MANESS TERRY SAM now owns 15,947 shares of Citizens, Inc., valued at $2,137 using the latest closing price.

MORGAN JAMES KEITH, the Director of Citizens, Inc., purchase 5,899 shares at $2.11 during a trade that took place back on Mar 26 ’24, which means that MORGAN JAMES KEITH is holding 61,965 shares at $12,469 based on the most recent closing price.

Stock Fundamentals for CIA

Current profitability levels for the company are sitting at:

  • 0.11 for the present operating margin
  • 1.0 for the gross margin

The net margin for Citizens, Inc. stands at 0.1. The total capital return value is set at 0.02. Equity return is now at value 28.22, with 1.51 for asset returns.

Based on Citizens, Inc. (CIA), the company’s capital structure generated 0.01 points at debt to capital in total, while cash flow to debt ratio is standing at 14.71. The debt to equity ratio resting at 0.01. The interest coverage ratio of the stock is -213.54.

Currently, EBITDA for the company is 1.12 million with net debt to EBITDA at -1.01. When we switch over and look at the enterprise to sales, we see a ratio of 0.4. The receivables turnover for the company is 14.33for trailing twelve months and the total asset turnover is 0.14. The liquidity ratio also appears to be rather interesting for investors as it stands at 8.78.

Conclusion

In conclusion, Citizens, Inc. (CIA) has had a mixed performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.

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